The Cruel Debt Cycle!

If you have lived long on this planet, you understand a few basic rules that seem to always be in play.  The rich get richer, the poor get poorer, those who owe end up owing more.  Why is this?  Why is it that good, hard working people always seem to be getting the short end of the financial stick?  Why is it the harder they work, the deeper they sink?  Basically it comes down to this principle…  Those with the gold, rule.

If you are in a position of constant debt that is impossible to get away from, and the more you owe, the higher the interest rate you are forced to pay, to the point where you are not even making payments on time because you can’t…  you may want to consider a bankruptcy filing in Fort Collins!

One great thing about my job is I get to help people who are struggling, good hard working people, find relief from years of stress they have been fighting.  I get to see the relief in their eyes when they get the fresh start they need.  Most people who file bankruptcy are not irresponsible people who ran up credit cards on trips to Vegas…  they are our neighbors who got a terrible life break.  Bad health, a layoff or other extreme calamity.  Our job is to help make life more bearable for those who are in this position.

If you are wondering if you might qualify for bankruptcy, please give us a call for a free bankruptcy consultation in Fort Collins!

Your Checklist of How to Make Life Miserable!

This article is for all those people that enjoy suffering.  If you re one of the people who think suffering is fun and that stress is good for the soul, here is an article for you.  Follow these simple steps in your financial life and you will be stressed out and more miserable than you could imagine.

• Overspend — This is a key to adding stress.  Don’t actually write out a budget and definately don’t stick to it!
• Accrue more debt — If you can get more credit cards, buy a car, get another house, have some botox done…  whatever it takes!
• Make sure you are always late on your payments so that you can pay the extra fees associated with the late charges.  DO not, under any circumstance call the creditor to tell them your situation and work something out…  that will not add stress to your life like you may want, it’d actually reduce it a bit.
• Get behind on your house payments.  This is great for increasing stress knowing you may be on the street at any time.
• When it finally does hit the fan, do a bankruptcy filing yourself.  It is an amazing way to increase the stress in your life.  If you are going to file a chapter 13 bankruptcy in Fort Collins, you LOVE this.  It is one of the most stressful filings out there and you definitely won’t want an experienced bankruptcy attorney to help you in your case!

If you want something a bit more pleasant and if you don’t like to suffer, if your bills are already out of control and you are more stressed out than you want to be…  giving us a call should be the action item for you.  We work hard as Fort Collins Bankruptcy Attorneys to make your life more peaceful and your financial woes to go away!