Be Aware of What's Happening With Your Finances!

Sometimes we have to scratch our heads, we look at a Fort Collins Bankruptcy case and we wonder what people are thinking, or not thinking.  Meet Tom, a middle aged father of 3 who had filed for Chapter 13 Bankruptcy in Fort Collins about a year ago.  Tom successfully went through the credit counseling classes that he needed to and had a repayment schedule that was running about $700.00 a month after his Fort Collins Bankruptcy Attorney had negotiated a settlement for him.  An important note here, we were not that Fort Collins Bankruptcy Attorney.  We looked at what had happened to Tom since last year. 

Tom had scheduled payments and it turns out that the trustee didn’t make the payments for him in a timely manner, and this caused the terms and conditions of his Chapter 13 bankruptcy to be in a default state.  His trustee was very apologetic, and likely will have legal recourse against him, but this isn’t helping Tom today.  It’s practically like starting over for him.  The whole painful process is happening to him again.  This is unfortunate.  We’re doing this case at a steep discount as we appreciate his dilemna, but trust has been broken and the time had been extended on his financial woes.  This is an example of why it is crucial to find a bankruptcy attorney in Fort Collins who you can trust.  (Even if it’s not us, you need to be comfortable with your Fort Collins Bankruptcy Attorney!)