When declaring bankruptcy, some people seem to think that it is a simple matter of letting people know and then you are done.  Bankruptcy law is a complicated study and there are rules and tests which are applied to see if an individual qualifies for bankruptcy protection under the United States Bankruptcy code.  Some of the common variables which will be looked at are:

• Current income and debt levels
• Type of debt (can it be forgiven or not under law)
• Extent of financial difficulties
• How the difficulties took place (medical neccessity or a shopping trip in Cancun?)

Once a judge is able to take a look at all of the relevant details of a bankruptcy case, then he or she will either discharge your debt or choose not to.  It is important to work with a bankruptcy attorney in Fort Collins because it is easy to miss some obvious checks and we want your experience to be as successful as possible.  Our job is to help you gain financial freedom under the United States Bankruptcy code and make your life in Fort Collins liveable again.  Stop waking up every morning worrying about your financial situation!